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Any business that isn't planning for the future is planning to get left behind.

While most business owners know that budgeting is a critical part of their planning, there is some confusion about which components should be included in a budget. 

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Taking cover: 5 types of business insurance you should consider

Whoever said, "You can never have too much insurance" obviously never had to pay the premiums. Still, there's no denying the fact you need it to protect your business and its assets. 

So you probably have building and contents, public liability and public indemnity insurance. But what else should you get cover for? What else can you get cover for? 

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The top 5 ways to improve staff retention

As a business owner, do you or your managers spend a lot of time recruiting, conducting exit interviews, and onboarding new staff? 

When the 'revolving door' in and out of your business doesn't stop revolving, it can impact so many parts of the business that it soon becomes a priority to address the problem. 

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Debtors and late-payers-the bane of every business owner. 

No matter how profitable your business is, it won't survive without good cash flow. If you can't pay your bills on time, you may end up trading while insolvent. And that's not just bad business-that's illegal. 

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10 team communication tools to boost productivity

The world has changed. Work has changed.

The possibilities provided by cloud and mobile technologies are beyond what most people would even have considered possible just a decade ago. 

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